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Authoritative PPT Summary
"Savings" percentage application PPT courseware
teaching objectives
1. Experience the process of group investigation, exchange of savings knowledge, and solve practical problems related to interest.
2. Know the meaning of principal, interest rate, and interest, and be able to correctly answer simple practical questions about savings.
3. Understand the importance of savings to the country and individuals, and enrich their knowledge and experience about savings.
review review
1. What knowledge did you learn about saving through the pre-class survey?
2. What is the importance of savings to individuals and the country?
3. What are principal, interest and interest rate?
The money deposited in the bank is called principal; the extra money paid by the bank when withdrawing money is called interest; the percentage of interest to principal is called interest rate.
Understand the interest rate schedule.
"Term" refers to the time of deposit.
"Annual interest" is the annual interest rate, which is the percentage of interest calculated annually.
On July 10, 2012, Uncle Zhang deposited 20,000 yuan for three years. The annual interest rate at that time was 4.25%. How much money could Uncle Zhang get back at the end of three years?
20000×4.25%×3=2550 (yuan)
20000+2550＝22550 (yuan)
Answer: Uncle Zhang can withdraw a total of 22,550 yuan.
practice
1. Li Xiaofang deposited 1,500 yuan in the bank on July 6, 2012, with a deposit period of two years. Based on the current interest rate, how much interest should be received at maturity? How much yuan did Li Xiaofang get in total in principal and interest?
1500×3.75%×2=112.5 (yuan)
1500+112.5＝1612.5 (yuan)
Answer: Li Xiaofang received a total of 1,612.5 yuan in principal and interest.
2. Teacher Zheng bought 3,000 yuan of treasury bonds on September 11, 2012, with a term of five years and an annual interest rate of 5.32%. How many yuan can he withdraw in total at maturity?
3000×5.32%×5=798 (yuan)
3000+798＝3798 (yuan)
Answer: He can withdraw a total of 3,798 yuan at maturity
3. In order to prepare for Liangliang’s college tuition in six years, his parents plan to put 6,000 yuan into education savings.
(1) Based on the education savings interest rates below, please make different storage plans and calculate the interest earned upon maturity for each storage plan.
(2) Which storage solution do you think is better?
4. Teacher Wang deposited 30,000 yuan in the bank for five years. Based on the current interest rate, how much money can he get back at maturity?
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